While the idea of buying a new home can be pretty exciting, the idea of having to navigate the process of taking out a mortgage can sometimes feel a bit daunting. Should you shop around for mortgage rates? Do you need certain documents? What about a down payment?

Thankfully, the three people who joined us today can take some of the mystery out of the home loan process. That’s because Janel Honke, Scarlet Harkin and Jessica Jockheck navigate the process every day as Mortgage Loan Officers with First National Bank.

They shared advice on getting started and what the next steps are, once you’ve put your application in. They also had some do’s and don’ts to remember along the way to make the entire process easier.

Janel Honke, Scarlet Harkin and Jessica Jockheck with Ashley Thompson on the KELOLAND Living set
Janel Honke, Scarlet Harkin and Jessica Jockheck with Ashley Thompson on the KELOLAND Living set

Your home is probably one of the largest single investments you’ll make in your lifetime. First National Bank’s mortgage lenders can help you find the best loan for your budget and your dreams. With 12 locations in South Dakota, simply head to their website at FirstNationalBanks.com to find the location near you. You can also call them at 605-353-6821 to be connected to one of First National Bank’s mortgage professionals.

And don’t forget to scan the QR code on the screen to be connected to First National Bank’s
Online Calculators that are useful tools in helping you navigate the home loan process. You’ll also find that Monthly Budget Worksheet for Home Buying.

Use the QR code to find this budgeting worksheet
Use the QR code to find this budgeting worksheet