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Understanding Apple Pay

October 20, 2014, 10:12 PM by Sammi Bjelland

Understanding Apple Pay
SIOUX FALLS, SD -

Apple is releasing a new way to pay. The tech giant opened a new system Monday called Apple Pay.

We stopped by Mac Doctors in Sioux Falls to find out what it is and how you can use it.

There are many ways people can steal your credit or debit card information, without you even knowing it. Apple believes it has the solution to the problem with Apple Pay.

"It's just quick transaction by touching your iPhone to their little doo-dad there at the counter," Mac Doctors Service Manager Eric Renshaw said. 

It may sound simple, but the technology is highly sophisticated. It's the same technology that allows thieves to read the chip or magnetic strip on your card to steal your information. But Apple is using this method to keep your money safe. 

"Near-field communication reader, so that's the little doo-dad at the register. And you have a little near-field communication antenna in your iPhone 6 or 6S, and you have a touch ID sensor at the home button. So you put your thumb on the touch ID sensor. Put it on the little doo-dad at the register and zam, it's done," Renshaw said. 

Eric Renshaw with Mac Doctors says even if someone steals your phone, they won't be able to access the Apple Pay program without your thumb print.

Plus, your card information is not stored in the Cloud or with the Apple processing center at all. 

"You can have your credit card stored in your phone. You can then take your actual credit card and put it in a safety deposit box and have no chance of getting it stolen," Renshaw said.

Renshaw says this is one of the most exciting things Apple has announced recently, and he expects it to go into big retailers within a year. 

"It's secure. You don't have to worry about somebody swiping your wallet. Somebody takes your phone, it's still secure. And you can go into iCloud and have your phone remotely wiped if you want," Renshaw said.

Renshaw says he is not aware of any stores using Apple Pay in Sioux Falls yet. You do have to have the new iPhone 6 or 6 Plus to use Apple Pay.

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