User uShare Login | Register
Login
Register

Along with posting photos, videos, and stories, your uShare account lets you post Classified Ads, recipes on What's For Dinner, and Announcements.


49° View Weather Current Conditions Sioux Falls Change Location
Set Weather Options

RADAR LOCATION

TEMPERATURE LOCATION

Share your Photos, Videos, and Stories on uShare! Click here to get started.

News

[0] My Saved Articles
Back to all news

Business

Find local businesses
on the KELO Pages!

 

Documenting Your Property

November 7, 2012, 9:50 PM by Angela Kennecke

Documenting Your Property
SIOUX FALLS, SD -

No one likes to think about it, but the devastation from Hurricane Sandy is a good reminder for homeowners that it's important to have some kind of record of what you own. 

Heather Swanson and her husband put a lot of sweat equity into creating the rural home they built four years ago. Swanson knows that much of the reclaimed material used could never be replaced.  But she wants to document everything to make sure she's prepared in the case of theft or natural disaster. 

"I just thought it would be great to have an accurate, visual record of the amount of work we put in and details, architectural elements not be recorded on paper so to go through with a video camera or pictures would just show some of those details that you wouldn't normally see," Swanson said.

Andy Minihan, owner of My Asset List, is videotaping and taking pictures of Swanson's home and will come up with an entire home inventory, right down to serial numbers on electronics. 

"It's not just the items inside the house; it's the condition of the house too. It's the hardwood floors, crown molding, fixtures; things of that nature. It's the window coverings in some houses. So, it all ends up adding up," Minihan said. 

 Minihan started My Asset List, after 17 years in law enforcement.  He says he's seen all too often when victims of disaster or theft have trouble getting accurately reimbursed for their loss. 

"It's very hard during that time of stress to recall every single item in your house that is now destroyed, gone, or you won't be able to remember at that point.  So, to have that stored off-site, where you can retrieve it and present it to your adjuster, will make it that much easier and quicker for you to get a financial recovery," Minihan said.

Minihan is the first to admit that a homeowner can do this for themselves, but says often it's a much bigger job than people anticipate. 

"People try to be cheap and think they can do it themselves. But I am at a point where it's worth it to pay a professional to make sure it's done right; to make sure the appropriate documents are filed and processed so in the event of loss, I'm covered," Swanson said.

My Asset List charges $95 per 1,000 square feet, with a minimum of $250 for residents and $325 for businesses.  It takes Minihan about three hours in the average home to take an inventory of what's inside.

Check out My Asset List on Facebook.

Previous Story

Next Story


Comments







 
Find Local Businesses on KELO Pages!

View business

You may also like

National Pizza Franchise Coming To Sioux Falls

4/22/2014 4:24 PM

The South Dakota franchise owner of Marco's Pizza plans to open a third location in Sioux Falls at 5007 S. Louise Avenue, next to Noodles &am...

Full Story
Shrimp Prices Soar

4/16/2014 11:00 AM

The next time you order shrimp scampi of the menu, you may be in for sticker shock. 

Full Story
Headliners For JazzFest Announced

4/17/2014 10:54 AM

Plans are in place for JazzFest 2014 in Sioux Falls.

Full Story
Eric Church Concert Near-Sellout Within Minutes

4/18/2014 5:55 PM

The first ticket sale to an event at the new Denny Sanford PREMIER Center proved to be a boon at the box office Friday

Full Story | Watch
2014 JazzFest Headliners Announced

4/17/2014 6:00 PM

This summer's Sioux Falls JazzFest is about to get bad - with some good blues and rock music.

Full Story | Watch


Events

 
 
KELOLAND TV: 501 S. Phillips Avenue, Sioux Falls, SD 57104
Phone: 605.336.1100 · Breaking News call: 1-800-888-5356
Web Site Design and Custom Programming By: Lawrence & Schiller© 2014 KELO-TV -- KELOLAND.COM -- ALL RIGHTS RESERVED