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Tips To Stay Secure On Cyber Monday

November 29, 2010, 5:04 PM by Hailey Higgins

Tips To Stay Secure On Cyber Monday
SIUOX FALLS, SD - One in five Americans are expected to shop online Monday, lured by Cyber Monday discounts coupled with free shipping.

"That's usually the thing that holds people back from shopping online is, ‘Hey I can go to my local retailer and not pay shopping.' Well a lot of times on Cyber Monday and even through the end of the year, that's waived so that barrier to entry, I guess, of shopping online is removed," Click Rain President Paul Ten Haken said.

Cyber Monday kicks off online holiday shopping much like Black Friday does for retail stores. An estimated 90 percent of online stores offer discounts.

If you're not careful, those online deals could cost you. Some of the sites are fake. That's why Ten Haken -- the head of a local online marketing firm -- said it's important to look for an "S" following the “http” at the top of your browser to make sure the site is secure. A VeriSign logo also proves authenticity.

"Whenever you see a lock icon, you can be assured it is a secure, encrypted transaction," Ten Haken said.

Also use a credit card instead of your debit card, in case your number is compromised.

"Typically it is 50 or 100 dollars you may be on the hook for in the event of credit card fraud, instead of a debit card where they can wipe out your account in a mater of hours," Ten Haken said.

Ten Haken said despite the safety precautions, online shopping is safer now than ever before.

Don't store your credit card number with retailers. While it may be easier to check out, if the security is breached on their end, a hacker could get your information.

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