NEW YORK (AP) - Stocks are ending the day slightly lower on Wall Street but they still finished October with a gain. The Dow Jones industrial average fell 73 points, to 15,545 points. The Standard & Poor's 500 index fell seven points, to 1,756. The Nasdaq composite fell 11 points, to 3,919. The S&P 500 rose 4.5 percent in October, its best gain since July.
- The price of oil is down for a third straight day, finishing October with a second consecutive monthly decline. Benchmark. crude for December delivery fell 39 cents to close $96.38 a barrel in New York. For the month, oil dropped 5.8 percent. Lower oil prices contributed to this week's drop in U.S. pump prices to their lowest level of the year. The price of a gallon stayed at $3.28, the lowest level since late December. Triple A says the U.S. average could drop to $3.10 before the year ends.
- Fannie Mae is suing nine major banks. The mortgage giant alleges it lost hundreds of millions of dollars after the banks rigged a key global interest rate. The banks include Bank of America, Citigroup, JPMorgan Chase and others that set the London interbank offered rate, or LIBOR (LY'-bor). It is the basis for trillions of dollars in contracts, including mortgages and bonds.
- The government has announced a new rule allowing people who take advantage of special tax-free accounts to pay medical bills to carry over up to $500 from one year to the next. The flexible spending accounts allow employees to contribute money directly from their pay, before taxes are deducted. The accounts can then be used to pay certain medical expenses.
- Greeting card giant Hallmark says it shouldn't have changes the lyrics to "Deck the Halls" on a new holiday ornament. Hallmark took heat today after it began selling a miniaturized version of a tacky holiday sweater. The ornament alters the carol's lyrics by removing the word "gay" and emblazoning the sweater with: "Don we now our FUN apparel!." Critics took to social media, accusing Hallmark of making a political statement. But a spokeswoman says Hallmark won't stop selling the ornament.