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South Dakota Individual Health Insurance Rates On Exchange

October 1, 2013, 10:01 PM by Angela Kennecke

South Dakota Individual Health Insurance Rates On Exchange

Tuesday, the Health Insurance Marketplace opened for business, but it's off to a slow start. 

While was troubled by computer glitches due to millions of visitors, here's a look at what South Dakotans will be paying.

While it was impossible to get on the government's website, we were able to get some information from the state of South Dakota with rates that you'll find on the exchange. 

Avera, Sanford and DAKOTACARE are offering a total of 38 individual plans to choose from.

We received some average figures, but these don't include any government tax breaks you may be able to take. 

There are four levels of coverage: bronze, silver, gold and platinum.  Silver plans are expected to be the most popular because they will be the second lowest in cost. 

For a 30-year-old non-smoker, the average silver plan premium will be $241 a month for Avera before tax credits.  For DAKOTACARE, the average cost of a silver premium is $387; and for Sanford Health, the average silver plan premium is $286.

Nationally, the average silver premium is $328 before tax credit.  

The cost is considerably higher for a 60-year-old non-smoker before tax credits.  In southeastern South Dakota, Avera's average premium for the silver plan is $576.  It's $925 for DAKOTACARE and $685 for Sanford Health's Average Silver premium before taxes credits. 

Once it's working, people without insurance can enroll by December 15 to get coverage on January 1. Open enrollment continues through March 31, 2014.




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